FAQs
I'm Looking into a Cash Advance for the First Time
What is an APR? And what does it mean for me as a customer? How is my finance charge determined? How can I improve my finance charge rate tier? What is the loan finance charge? How much money can I receive?
What is an APR? And what does it mean for me as a customer?
An APR is an annualised percentage rate for a loan that would have been borrowed for a full year. Since our loans are borrowed for as few as eight days and limited to your pay date frequency, you will never be charged for a full year. Your loan is for a small duration with fixed, upfront finances charges between $10 and $14.75 per $50 borrowed. There are no extra charges or hidden fees.
How is my finance charge determined?
The tier that you qualify for is determined by QuickQuid through various factors including, but not limited to, your credit history, employment history and loan repayment history.
How can I improve my finance charge rate tier?
Your rate tier may improve as you build your loan repayment history with us.
What is the loan finance charge?
You are charged a flat finance charge for the use of a payday loan. On your due date, you will need to repay this finance charge as well as the loan amount you initially borrowed. A two-period loan contains one finance charge for each repayment.
How much money can I receive?
Your initial loan amount is based upon the information you provide in your loan application. After successful repayment of your first loan, future loan amounts may increase.New customers can qualify for a loan amount up to $1000.
Representative 2333.90% - The APR Rate is 2333.90% for one of our UK lenders: For example if you borrow $100 for 30 days, total payable is 130 day interest fee in this example is $30, APR of 2333.90%. The actual APR may vary if matched with other lenders. EliteCashUK.com is not a UK lender, its an advertising agency that helps match you with many lenders, APRs differ from lender to lender so review all terms and conditions available. Some bank to bank transfers may take up to 24 hours. Same day service may not be offered by third party lenders.
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Searchforpaydays.com is an advertising agency only, not a financial institution or a lender. Searchforpaydays.com will place you with one of several loan providers depending on the information you submit on this website. Not all lenders can provide up to $1000. Cash transfer time may vary between lenders. Please be sure to review the terms and conditions of each service prior to doing business with them as cash advance charges vary by lender. To be considered for a loan, a customer must: Reside in the United States, Be employed, Make $1000+ per month, Have a bank account EXCEPT for those bank accounts in: Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Vermont, Virginia, or West Virginia. WE DO NOT SERVICE these US states at all (Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Vermont, Virginia, or West Virginia). This service does not constitute an offer or solicitation for short term loans in every state and may or may not be available in your particular state.